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Confused.com Motor Insurance

120+ Participating UK Motor Insurers
Average Annual Driver Savings
£543 / year

*Based on independent comparative customer data. Actual quotes vary depending on driver profile, location, and vehicle.

Secure instant, real-time car insurance quotes from 120+ leading UK auto insurers. Compare comprehensive policies, third-party rates, and telemetry options side-by-side in under 5 minutes.

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Secure redirection and quotation processes conducted directly by Confused.com.

  • Number of Insurers Over 120 UK Providers
  • Defaqto Covers 5-Star Options Available
  • Redirection Speed Instant (Secure API)
  • Young Driver Deals Telemetry / Black Box Filters
  • Courtesy Car Cover Included on Standard Comprehensive
Quick Comparison

Comprehensive vs Third Party (TPFT) Tiers

Understanding cover tiers is vital to driving maximum protection. Here is how the primary UK policy tiers compare.

Cover Element Fully Comprehensive Cover Third Party, Fire & Theft (TPFT)
Injury to Other People Full Protection Full Protection
Damage to Other Vehicles Included Included
Fire & Theft of Your Car Included Included
Accidental Damage to Your Car Included Not Covered
Windscreen Repair/Replacement Included Not Covered
Common Questions

Car Insurance FAQ

Have questions about UK car insurance comparison? Read our expert answers below.

Excess is the amount you agree to pay towards any repair or claim before the insurance company covers the remainder. Voluntary excess is set by you. Increasing your voluntary excess generally lowers your annual or monthly premium rates, but you must ensure you can afford to pay this amount in the event of an accident.

A No Claims Bonus is a discount applied to your premium for every year you drive without making an active claim on your policy. Yes, NCB is highly transferable between different UK insurance providers. When you switch insurers via Confused.com, you can declare your existing NCB years to secure deep discounts.

Telematic or Black Box insurance involves installing a small GPS tracking device in your vehicle or using a dedicated mobile app to record your driving metrics (speed, braking force, cornering, time of day). Safe drivers are rewarded with significantly lower premium rates at renewal, making it ideal for young or newly qualified drivers.

A courtesy car is standard on almost all high-end Defaqto 5-Star comprehensive policies compared on Confused.com, provided your vehicle is being repaired at an approved garage. However, the exact availability, car class, and duration limits are subject to the individual insurer's policy terms.